How it works – The plan offers coverage from the age of 5 years onwards with maximum entry age of 65 years. Compare popular features and benefits of health insurance plans from Star Health and HDFC ERGO. - International /Domestic Emergency Assistance HDFC Ergo General Insurance Optima Restore Plan This is a health insurance plan with restore benefit offered by HDFC Ergo General Insurance. I have renewed my Apollow Munich Health Insurance Policy 25 days ago on 11th nov. 2020 which is now HDFC Ergo Health. In-Patient Hospitalisation The medical expenses for coverage for hospitalization of more than 24 hrs with no room rent limits. It offers coverage on individual or family floater basis given below are the details of each plan. Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company under license. however i have decided to renew my easy health policy and do not this policy . HDFC ERGO Health (formerly known as Apollo Munich) Optima Senior Citizen Plan-Scope of Cover In-Patient Hospitalisation Expenses- The insurer compensates the medical expenses incurred during hospitalisation including the expenses such as room rent, nursing cost, doctor’s consultation fee, medicine costs, ICU rent, OT rent, cost of oxygen, X-ray, laboratory etc. Waiting Period for HDFC ERGO Health (formerly known as Apollo Munich) Optima Restore Plan From day 1: Only accidental claims will be accepted Covered after 30 Days: Initial waiting period for paying off a regular claim, except those for a specific illness and pre-existing illness - 150% Reload of Sum Insured, for subsequent claims due to unrelated illness, maximum up to 50 lakhs - Covers 586 day care procedures even if hospitalization is less than 24 hours. Best Online quotes plan comparison for Star health and HDFC ERGO India health insurance Up to 90 days Up to 90 days 60 days The plan also offers other . Recently, I have been to a network hospital to avail health treatment for a minor injury. i have requested them to refund it to credit card account urgently . Human beings get more prone to illness as they grow in age. Both the variants cover in-patient hospitalisation, pre-hospitalisation, post-hospitalisation, day-care CIN : U66030MH2007PLC177117. Customer … 10th Floor, Building No. I had paid Rs 33142.90 as premium for optima restore policy by HDFC ergo health on 20 Apr 2020 vide prospect no NW1A1FE10P. Optima Restore Family: Key Highlights Get coverage from the age of 5 years to 65 years. Intimate HDFC ERGO Health within 14 days of diagnosis of first occurrence of critical illness. Download HDFC ERGO Health Insurance Optima Restore Policy Wordings to know the latest features, benefits and exclusions of the policy. HDFC ERGO Easy Health Optima Cash Insurance HDFC ERGO Health (formerly known as Apollo Munich) Optima Cash plan offers comprehensive coverage in the hour of need. … For further information on this product please Policy can be purchased for a tenure of 2 years and get a discount of 7.5% on the premium. HDFC ERGO Health On Accident Sickness Cover Cashless Hospitalization at 10,000+ network hospitals Coverage Comprehensive insurance that offers complete protection from sickness or accidental injuries Other Benefits Restore benefit that automatically reinstates the basic sum insured in case you exhaust it … 2. Find contact details & helpline number for customer service, branches, insurance claim office, cashless garages, cashless hospitals of HDFC ERGO. But till today they have not sent the policy soft copy. Optima Restore Plan provides you complete protection against the medical expense. 10, Tower B, DLF City Phase II, DLF Cyber City, Gurgaon-122002 Optima Restore Policy Wording 2 Basic Sum Insured in any Policy Year. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore. HDFC ERGO Health Formerly Apollo Munich has a TPA called Family Health Plan Ltd , which helps in faster claims settlement. How to apply for and buy health insurance plans offered by HDFC Ergo? Optima Restore Family Plan - Benefits 1. HDFC Ergo Health Was the 1st Company To Introduce "Life Long Renewal", "Restore" Feature Which has won multiple Awards For It Innovative Products. Get the toll-free number, along with the office address at BankBazaar. I used InsuranceDekho to HDFC ERGO Health Insurance Limited (Formerly known as Apollo Munich Health Insurance Company Limited.) HDFC ERGO General optima senior plan is one of the best health plans for senior citizens to invest in. HDFC Ergo General Insurance's Optima Restore Health Insurance is fitting for those who are explicitly looking for a benefit like a reinstatement of sum insured if it gets exhausted during the policy year. • Central Processing Centre: 2nd & 3rd Floor, iLABS … There are over 4000 networks of hospitals throughout India. Apart from covering hospitalization expenses, this health plan offers a unique Restore benefit. Customer Care No: 022-6234-6234 care@ So, it is essential to have a health plan that provides you with Care(formerly Religare) HDFC ERGO Claims Settlement Ratio ** 93.44% 85.97% Number of Lives Covered * 1,07,13,000 96.05,000 Network Hospitals 7,400 + 10,000 + * … It … Get instant policing servicing on WhatsApp - 7304524888. You can find … HDFC ERGO Insurance's Optima Restore Plan is available in two variants: Optima Restore Individual and Optima Restore Family. The plan also includes dependent child from the 91st day of its birth, if parents are covered under this policy. Optima Restore HDFC Ergo Health Insurance Limited (HEHI) introduces a Restore benefit that automatically re-instates the basic sum insured in case you exhaust it in a policy year. HDFC Ergo Health Optima Plus Top Up Insurance Plan It is the only plan in India that offers an option to convert to a fully-fledged nil deductible health insurance plan on retirement. … Let us see the features and the benefits of HDFC Ergo Health Optima Restore. My policy is under the cashless mediclaim. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others. b) In relation to a Family Floater, the bonus so applied will only be Calculate health insurance premium online and buy the best insurance policy in no time at HDFC Ergo ... 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Call HDFC ERGO Health Insurance customer care number to receive support on health insurance, motor insurance, travel insurance, etc. Submit a duly filled claim form along with specified documents within 45 days of completion of survival period for the critical Illness against which the claim is made. Also, read reviews about the services offered by the helpline number. HDFC ERGO General Insurance Co. Ltd awarded with ICAI Awards 2015-16, SKOCH Order-of-Merit, Best Customer Experience Award of the Year, ICAI Awards 2014-15, Best Insurance Company in Private Sector … The benefit of Restoration: Immediate addition of 100% of the Basic Sum Assured on whole or partial use of the prevailing Sum Assured and Multiplier benefit, if appropriate, during the policy year. They don't have active costumer care numbers and Registered Office Address:HDFC ERGO General Insurance Company Limited, 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. 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